PDRA
Imagine The Possibilities…
Few things in life are as important as planning for you, your family & your employees. The future depends on it. Call Skipwith & Associates today to set-up your customized Employee Group Benefit Package & Group Retirement Plans. Call us even if your plan is already with another broker. We will match your existing plan with a competitive quote
Advantages of Association Plan Membership
Group Benefits
- Pooled Benefits
- Pooled Rates
- Lower Cost Due to Increased Volume
Group Registered Retirement Savings Plan
- Enhanced Rates
- No Fees
- Reduced Management Fees
- Creditor Protected
Life Insurance & AD & D
- Flat Amount $25,000
- Reduces by 50% at age 65
- Terminates at age 70
Optional Life Insurance
- Units of $10,000 to Maximum of $250,000
Dependent Life Insurance
- Spouse $5,000, Child $2,500
Long Term Disability (Optional)
- 66.67% of monthly earnings to a maximum of $1,500
- Non-Evidence Limit $1,500.
- Benefits commence 120th day of Disability
- Pre-existing Clause 6/12
- Maximum Benefit Period 5 years
- CPP/QPP Offsets
Extended Health Care
- Drug Reimbursement
- Calendar Year Drug Maximum
- Prescription Drug Deductible
- Semi-Private Hospital
- Out of Country/Province Travel Assistance
- Paramedical (eg: chiropractor, etc)
- Eye Exams
- Vision Care
- Private Duty Nurse $10,000/person/yr
- Survivor Benefit 2 years
- Dental Care (Optional) (current Dental Fee Guide for province of residence)
- Full mouth X-rays (limited to one every two years)
- Laboratory and diagnostic procedures, fillings, extractions, & other minor surgical procedures, anesthesia, consultation if required by the attending Dentist
- Endodontics (root canal)
- Periodontics (gum disease treatment)
- Survivor Benefit 2 years
Employee Family Assistance Program
- Reduced Rate
- Professional, Confidential Counselling Services for Employees & Members of their Immediate Families
- Extensive Network of Multi-Disciplined, Professional Counsellors
Health Spending Accounts
- Allows Employer to pre-budget group costs for the year
- Annual pre-set $ amount per employee
- May be used for any CRA eligible health/dental expenses
- Available for groups of 3 or more
Group Registered Retirement Savings Plan
- Enhanced Rates
- No Fees
- Protection from Creditors
Testimonies
"We have been a member of the Benefit Plan for 14 years. During this period we have been totally satisfied with the prompt, professional service we have received from Skipwith & Associates in dealing with any inquiries or claims."
"Skipwith & Associates has been our insurance agent for Group Benefits since January 2003. Their proposals and renewal reports are professional, informative and accurate. Their staff is efficient, quick to respond and very pleasant to deal with. We have no hesitation in recommending their services to prospective clients."
"Skipwith's professionalism exemplifies how we wish to conduct business. Finally, a superior and simple health care and dental plan created exclusively for PDRA members, their families, and employees. Let them share their knowledge and experience to help you decorate and design the plan of your dreams."
Allen Rigby, CSP, CPC - Vice President
Paint & Decorating Retailers Association - Canada
, Footballer