Claim Acess Legal Shield

Helping you enjoy the real benefits of life...for over 25 years.



Group Benefits

Our specialty is working with
Corporations and Associations

Gain a competitive advantage by
offering your employees group life,
health and dental insurance.
We're with your Association

Individual Coverage

Choose the plan that’s right for you

Travel - Critical Illness - Health & Dental

Retire Smart

Customized investment plans
for your employees' future
Group retirement plans provide one of the
best tax-sheltering opportunities available and
can be a significant benefit to employees.
Debbie DeCaire
President, Skipwith & Associates
Education is key to bringing the best to our clients.
Debbie and her team are continuously building
knowledge, resources and networks.

Be Self Insured

Health Spending Accounts For Companies with 1 or more people.
Plans use pre-tax dollars to fund
the costs of health expenditures.

25 Years of serving you...

We are an award winning independent niche brokerage firm. Our staff are smart, talented people who will never treat you like a number. We have a well-established relationship with over 200 clients, including 20 years of managing plans for a 600 member multi-employer group, hour banks, Association plans with 500+ members. After over 25 years in the industry, we have developed significant business relationships with the majority of insurance companies.

Recent News

/ Read The Blog

The Impact of Money on your Mind

Recent studies have found that money is the leading source of stress for Canadians and that it’s literally making...

5 Ways To Improve Wellness And Increase Productivity In Your Workplace

Wellness programs are linked to increased productivity, a reduction of long-term health care costs and less...

Individual Health Coverage Options

  • Choose the plan that’s right for you For travel outside your home province, Canada or visitors to Canada or for Full-Time Students there is a plan for everyone. Click here to read more.
  • Lifecheque Basic critical illness insurance offers a lump sum benefit that provides extra help and peace-of-mind on the road to recovery. You can't predict the future, but you can be prepared for it. Get the peace-of-mind you deserve.

  • IF YOU ARE ONE OF the millions of Canadians without an employer group health plan – and, therefore, vulnerable to health care costs not covered by your Government Health Insurance Plan – supplemental health care coverage should concern you.

    Now, custom-designing your health insurance plan is fast and easy with FlexCare®.


    Health allows you to continue enjoying health and dental benefits even if your employment benefits end. There's no need to worry about interruption of coverage for you or your loved ones.

    For only dollars a day, we can offer you a unique combination of health benefits that provide you and your family with comprehensive coverage. Read More.

  • The concept of having an all-in-one account makes perfect sense: bring all your banking together to simplify your finances so your income and savings can work harder to reduce debt faster.
    Consolidate your debts
    Put your savings to work
    Put your income to work

    For more information, click here